There are many reasons why someone would want a small water wallet. Whether it’s going to the beach, riding on a kayak or heading out to the pool, they can be an essential item. The quality can differ from one product to the next, however, getting the best waterproof wallet is important to keep your items dry.

In order to find the best waterproof wallet we have created a buying guide and have also completed underwater wallet reviews to show you the best products on the market. After you’re finished reading this guide, you’ll have a clear idea of exactly what wallet you need.

How To Choose A Waterproof Wallet – Buying Guide



Whether it’s a waterproof MP3 player, a wallet or a waterproof Fitbit, anything that is designed to keep the water out has to be made out of the best materials. With these wallets, they can be made out of a wide variety of materials as they come in a wide variety of different designs.

In terms of the wallets that are designed to look like your conventional wallet, they are often made of a material such as nylon which will then be coated with a waterproof material. This will be able to keep the outer dry but won’t give you full protection. If you wanted to have the best protection here then it would be a good idea to get a waterproof duffel bag or the best dry bags.

We see plenty of other materials too such as flexible plastic and aluminum casings. These will all offer different levels of waterproof protection and therefore it’s important to make sure you know what you are getting. Some of these products will be able to give you great protection from rains and splashes, whereas others will be able to be submerged.


One of the great aspects of water resistant wallets is that they are going to be able to be useful on a wide range of different adventures. That could be traveling in a kayak, wanting to get on a stand up paddle board for fishing, or you might want to head out on your surfboard.

When you have a water proof wallet, you would be able to do a wide variety of different activities that you otherwise would have been nervous about. A lot of these wallets can also be used for everyday use too and allow you to enjoy the peace of mind that they bring.

As well as wallets, there are also other products that are able to offer you this level or versatility too, such a waterproof watch or a waterproof fitness tracker. These are going to allow you to enjoy your favorite activities without the paranoia that they are going to be destroyed by the water.


Due to their need for waterproofing, these wallets need to be made with a high level of build quality to ensure that they are able to keep the water out and keep your contents securely in place. One great place to check the quality of a product is the user reviews.

Seeing a using a wallet for a brief period of time is one thing but being able to hear from people who have used the wallet for a long time can be very useful. Having a warranty is also a useful aspect to have with these products as you know you’ll be getting a quality product.

Some of these wallets are larger and able to hold a lot of contents whereas others are smaller and will only be able to hold cash or cards, if you are looking at getting protection for your phone then getting a waterproof phone case is going to be the best idea.


In terms of making a product out of fabric, the stitching is always going to be of vital importance. Without a high-quality stitch, the wallet would quickly fall apart and it wouldn’t last very long at all, this is about both the materials and the build quality.

Nylon or polyester thread is going to be the best material that can be used for stitching with cotton being a cheaper material that isn’t going to be as durable. Looking for a reinforced pattern or double stitching is a good sign of high quality.

On other waterproof materials, you will often see welded and sealed seams to ensure that they are waterproof. Whatever type of stitching you are going to be seeing, it need to be of the highest quality in order to be as durable as possible.


The lining is another aspect of a traditional wallet that is going to be of great importance to the style, usability and durability. This depends on the type of water proof wallet that you are getting as there are ones with plastic or aluminum that won’t have a traditional lining.

On the ones with the more modern and watertight design, they often won’t have any specific segments for cards or cash and will merely be there in order to protect the insides from water that will be trying to find its way in.

On the more traditional types of wallet, you will want to look at the inside and check that it is going to be able to organize everything in the way that you are looking for. This includes any features such as a slot to place your ID, card pouches and zips for coins.


Generally if a product contains zips then it is not going to be waterproof. The reason for that is due to the fact that getting a zip that would provide a tight enough seal to keep water out is going to be waterproof is near impossible.

With these types of wallets they will be able to offer a good level of waterproofing on their shell but would offer much protection should they ever encounter a large volume of water. If you’re looking for full waterproof protection in terms of being submerged then zips aren’t an option.

There are plenty of products on the list that we have seen here that don’t have any zippers to speak of. Some of these are fully waterproof while others are not, therefore it’s vital that you check this before you decide to buy a wallet.

You might also like: Waterproof Phone Cases

Size, Weight, Capacity

The traditional wallet is one that is going to have a small profile and be able to fit into your pocket. If you are hiking, for example, then having a wallet with a waterproof shell along with products like a waterproof jacket and a waterproof tent will be enough to keep your valuables protected.

There are other products that we have looked at here that are a lot bigger in size and ability to hold more items such as a phone and even a waterproof camera. There are great for activities where you are going to be out of the water and need that protection.

This is going to be a matter of personal preference and your specific needs. You want to make sure that you know exactly what you need and what items you are going to need to be protected. Once you know this, you’ll have a much greater idea of what you require.


Q: Can I Use My Underwater Wallet On The Beach?


Despite the beach often being extremely close to the water, there are many people who will go to the beach without ever getting wet. As long as you have a great beach bag then you would be able to take anything to the beach with you.

If you want to be a bit more adventurous, then there’s a good chance that you will be coming into contact with the water. In this case you would want a wallet with a greater level of protection and there is also the important consideration of sand.

If a wallet is going to be fully waterproof then it’s going to be resistant to sand too. This is a great feature to have, but any wallet is going to be able to be taken to the beach as long as you take the right precautions if your wallet is not fully waterproof.

Q: What Is The Difference Between Water Resistant And Water Proof Wallet?


The water-resistance vs waterproof debate can be quite tricky with many different areas of hiking, camping and water sports, the terms can often mean different things depending on what types of product it is and different material.

If something is described as waterproof, for example, then it could be just that the outer shell of the material is waterproof but the wallet would be able to be submerged. Other waterproof products will have a full amount of waterproof protection and will be able to cope with falling in the water.

Water resistant products will be able to hold off the water for a certain period of time but aren’t going to be able to be fully waterproof. These type of products are ideal for protecting against rain or splashes but aren’t ideal for being out on the water.

Q: Are Waterproof Wallets Submersible?


The majority of wallets that are described as waterproof aren’t going to be submersible. This is due to the fact that the likes of traditional wallets will only have an outer shell that is waterproof. Other wallets will have a very high level of protection but without being able to be in the water.

There are a few models out there though that have a great level of waterproofing protection and are going to be able to be submerged quite far into the water. These will be most ideal for the type of activities where you will be out in the open water.

Globo Surf Overview

These water-resistant wallets can be a great addition to your gear and will be able to keep your cash and cards safe with some being able to offer you a larger capacity of protection and be able to protect your phone and any other devices you might be carrying.

Before you buy a waterproof wallet, it’s a good idea to assess exactly what your needs are and what you look to be protecting. This will depend on various aspects such as exactly what type of activity you are going to be doing. This will mean that you need to consider aspects such as the overall quality, the size, and exactly how waterproof it is going to be.

After you know exactly what you need, you will then be in a position to choose the best waterproof wallet for you. Hopefully, this guide has given you all the information you need to make the perfect choice for you. Once you have, you’ll be able to head out to the water safe in the knowledge that your valuables will be protected.

More Watergear Water Protection Reviews: